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• Review balances
• View recent transactions
• See previous statements
• Transfer funds between accounts
• Make loan payments
• Download transactions to money management software
• Use EZ Pay Online Bill Payer to pay ANY bill without leaving your house. No checks. No envelopes. No stamps. Just you and your mouse is all it takes.

EZ Net is a World Wide Web based access point for account information and limited transactions on your Checking, Savings and Loan accounts. To use EZ Net, however, you must have a FNB Checking Account. Services available on EZ Net currently include: viewing general account information, viewing recent transaction history, transferring funds between accounts, making loan payments, viewing and printing previous statements, and issuing stop payments.

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EZ Pay is a module within EZ Net that allows you to pay any bill directly from your checking account over the World Wide Web using your Personal Computer. There is no need for envelopes, stamps or a trip to the Post Office. Just you and your mouse is all that is needed. Ask a Personal Banker about the one-click convenience of paying your bills with EZ Pay.

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EZ Net and EZ Pay are FREE on all Consumer checking accounts. On Commercial accounts, EZ Net is FREE , but EZ pay is not currently available.

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All you need is a PC connected to the Internet with a Web Browser such as Internet Explorer or Netscape Navigator using at least 128 Bit Strong Encryption. If your browser does not have the correct strength encryption, we have included some links for you to get the most recent versions of these two most common browsers. You can also use any of the common Networks with proprietary browsers such as Web TV or AOL. No special connections or other software is required.

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To use EZ Net Internet Banking, you must register in person at one of our offices in Eagle River, Phelps, St. Germain or Three Lakes. You will not have access to either of the services until your accounts have been activated through the registration process.

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With respect to accessing accounts, using the Internet is no different than doing business over the phone or in person. Only you will have access to your accounts and you will have access only to your accounts. If you wish someone else to have access to a particular account, they must become a co-owner of the account.

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First National Bank employs the use of the latest technology for firewalls and encryption to ensure the integrity security and privacy of our customer’s data. The final line of defense is your password. Please choose a password that cannot be easily guessed by a would be criminal. By mixing capital and small letters with numbers and special characters, you can create a password that a potential criminal cannot guess. Finally, keep your password to yourself. Do not share it with others or write it down where it can be found.

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Transactions and information available through EZ Net are on-line real-time. This means you will see transactions on your account as soon as they are posted. Unless otherwise noted, all transactions are subject to our regular cut-off times. Please see Your Ability to Withdrawal Funds and Electronic Funds Transfers Your Rights and Responsibilities sections of the Understanding Your Deposit Account Disclosure.

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Contact a Personal Banker, Branch Manager or Branch Customer Service Representative at any of our locations.

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